So it’s safe to say, so far, 2018 is NOT going to plan. I started the year with the best intentions; I had a new job, exciting plans for this site and a colour coded spreadsheet to help me gain some control over my finances. Unfortunately, the universe had other intentions and decided to make me homeless for about a month and a half due to a shitty plumber causing 100L of water to leak under the floorboards of my flat. After six weeks of uncertainty, stress, and a LOT of takeaways (I had no kitchen for a month!) I now have a wonderful house, and things are starting to feel a lot more settled.